Academic 

Educational Qualification

• PhD. in Commerce (Ongoing)Karunya Institute of Technology and Sciences, Coimbatore
• Master of Business Administration (MBA) – Human Resources Bharathiar University, 2024
• Master of Commerce (M.Com) – Finance St. Xavier’s College for Women, MG University, Kottayam, 2003
• Bachelor of Commerce (B.Com) St. Paul’s College, MG University, Kottayam, 2001
• Diploma in Computer Applications, Cyber Computers.

 Area of Specialization

• The area of specialisation in Commerce and Finance, with expertise in Financial Accounting, Financial Management, Management Accounting, and Income Tax Theory and Practices and well-versed in Business and Management subjects, including Business Management, Marketing Management, and Derivatives and Risk Management.

Research and  Publications

      Achievements

• Awarded Best Research Paper for “Novelty Driven by Insurtech in Health Insurance Sector in India” at the International Conference on Digital Transformation for Business Sustainability (VIT-AP University, 2023).

      Publications

• Book Chapter: Autonomous Systems Revolutionizing Health Insurance Industry: Achieving Operational Excellence in Services, Book chapter-Modelling, Simulation, and Control of AI Robotics and Autonomous Systems(IGI GLOBAL), DOI: 4018/979-8-3693-1962-8
• Book: The Insurtech Revolution: Innovations Driving Insurance Transformation, Book Publisher- Rajagiri College of Management and Applied Sciences, ISBN: 978-81-965675-6-9
• Article: “Unlocking the Potential: Enhancing Insurtech Innovation and Efficiency with a Data Analytics Approach,” published in Elsevier SSRN Series. https://ssrn.com/abstract=4938167.
• Article: Digital Distruption in Insurance: Analysing the impact of Insurtech Solutions in the Insurance Industry in India , Conference Proceedings- KOSHYS INSTITUTE OF MANAGEMENT STUDIES Date of Publication: September, 2024  ISBN:  978-81-978295-7-4  Publish  by:  KOLKATA  PRESS  BOOKS, http://kolkatapressbooks.com/ kolkatapressbooks@gmail.com

Seminars, workshops, FDPs and Conferences attended

• 8-Day National Level FDP on “Research Methodology using ChatGPT and AI Tools” (Lincoln University College, Kerala, 21st – 29th September 2023)
• One-Week FDP on “From Research to Publication” (Adhiyaman Arts and Science College for Women, 4th – 11th September 2023)
• FDP on “Digital Transformation in Banking” (Karunya School of Management, 7th – 11th August 2023)
• 10-Day Workshop on “Data Analysis using SPSS” (Bala’s VV Academy, Chennai, 18th – 27th January 2023)
• 2-Day National Conference “Vartana 2.0 – Innovation as an Engine for Inclusive Growth and Sustainable Development” (St. Claret College, Bengaluru, 29th – 30th November 2022)
• National Level FDP on “Structural Equation Modeling using AMOS” (Bala’s VV Academy, Chennai, 5th – 7th November 2022)
• 5-Day National Level FDP on “Cryptocurrency, Blockchain & Cyber Security” (KMM College of Arts and Science, Thrikkakara, 12th – 16th September 2022)
• Participated in IEEE Xplore & EBSCO host Training on General Database Access (Karunya Institute of Technology and Sciences, 26^th August 2022)
• 7-Day FDP on “Writing and Publishing Research Papers in Scopus/WoS Journals” (Bala’s VV Academy, Chennai, 17th – 23rd August 2022)
• 2-Day National Conference on “Curriculum Designing and Transactions Muvattupuzha, 28th – 29th July 2022)
• 30-Day International Online Workshop on “Academic Writing, Research Methodology, and Academic Publishing” (Assumption College in association with Lore & ED Research Associates, 24^th July – 23rd August 2021)
• International Conference on Business Intelligence (VLB Janakiammal College of Arts and Science, 3^rd June 2021)
• Seminar on Protecting Your Digital Footprint (Computer Society of India Coimbatore Chapter, 08/09/2019)
• Seminar on Interppersonal Skills (Christ College, Kattappana on 25^th July 2019.

Paper Presentations

• “The Role of Insurtech in Transforming Modern Health Insurance: Enhancing Customer Experience Through Digital Innovation” Presented at the National Conference VUCA 2024, organized by Koshy’s Institute of Management Studies, Bengaluru, on September 27-28, 2024.
• “Unlocking the Potential: Enhancing Insurtech Innovation and Efficiency with a Data Analytics Approach” Presented at the 5th International Conference on Data Analytics and Management (ICDAM-2024),  jointly  organized  by  London  Metropolitan University, WSG University, Portalegre Polytechnic University, SGGW Management Institute, and BPIT, GGSIPU, Delhi, on June 14-15, 2024.
• “INSURANCE 4.0 Powered by Insurtech: From Protection to Prevention in the Health Insurance Sector in India” Presented at the 3rd International Conference on MASK, organized by SRM Institute of Science and Technology, on March 27-28, 2023.
• “Novelty Driven by Insurtech in Health Insurance Sector in India” Presented at the International Conference on Digital Transformation for Business Sustainability, organized by VIT-AP School of Business (VSB), VIT- AP University, Amaravati, India, on January 5-7,

Seminars/ Workshops/ Conferences/ FDPs coordinated

• Faculty Coordinator of 2 days Webinar on “Art of Writing and Publishing a Research Paper” organised by Department of Commerce on 21/01/2021and 22/01/2021.

Professional Engagement:

• Life Member of the Indian Accounting Association, contributing to national and international seminars on digital transformation and financial technology.

Non-academic

• NAAC Documentation in charge of the Commerce Department
• PTA Secretary of Rajagiri College of Management and Applied Sciences.
• Faculty Coordinator of Anti-drug addiction cell (ASAAD SENA)
• Finance Coordinator of Inter-Collegiate Fest INCEPTRA for 6 years.
• Coordinator of Covid Responsibility Team of RCMAS.
• Faculty Coordinator of various Outreach and Extension Programs of the Commerce Department.
• Member of EDP club for 2 years.
• Member of Library Council for 2 years.

Work Experience:

• Queen Mother’s College, Aluva
• Vidyaniketan, Ernakulam
• Government Women’s Polytechnic, Kalamassery.